Document checklist
Haulage and logistics: what lenders usually ask for
We'll tell you which documents the lender needs before anything is sent. This list is the usual starting point.
Every case
- Your signed engagement letter, which includes the proposal form. We send it to you after the first call.
- Bank statements: usually the last 6 to 7 months. Some lenders ask for 3 or 12 months. We'll confirm the period for the lender we approach.
HGV, van and trailer finance
- Details of the vehicles or trailers you're buying or refinancing.
- Your latest filed accounts, plus any more recent management accounts.
Invoice finance
- An invoice finance fact-find. We send it to you.
- Your last filed accounts.
- An aged debtors report: who owes you what, and for how long.
- Your existing agreement, if you're moving from another provider.
The fact-find asks about
- Your largest customers, and whether they raise purchase orders.
- How long a job takes, and when you invoice.
- Any staged payments.
- Your top debtors, their payment terms and how long they take to pay.
- Bad debts and credit insurance.
- Your sales ledger software, and any current invoice finance provider.
Not on this list
We don't ask for bank statements, home addresses or dates of birth on the website.
Lenders may ask for details of directors and shareholders later. We'll tell you what, and why, before anything is collected.
Need funding? Start with a conversation.
Itayi reads every enquiry. If it won't fit, we'll tell you.