Commercial finance broker
When the work runs ahead of the cash
A new contract, a slow payer, a fleet that needs replacing, a new site.
For haulage, construction and care businesses, we write one proposal and send it only to lenders whose stated criteria you meet.
Commercial finance broker, not a lender. UK limited companies and LLPs.
- No upfront fee. 1% only when you take the funding.
- A named case handler, start to finish.
- We reply within 24 hours.
- If it won't fit, we'll tell you.
- You get a named case handler, from the first call to the offer.
- The lender makes the credit decision. You decide whether to take any offer.
- If borrowing is the wrong answer, we'll say so.
Who's behind Versoix
Itayi Mapuranga, founder
Itayi founded Versoix and leads a small team. Every client gets a named case handler, from the first call to the offer.
You'll get a reply within 24 hours, and a straight answer on whether it fits.
We work in three sectors
Construction subcontractors
The main contractor pays weeks after you invoice. Your team gets paid every Friday.
How it works
- Check fit. We check first whether your business fits, starting with your company number.
- Engagement letter. If it fits, you sign an engagement letter before any lender sees your details.
- Documents. We'll tell you which documents the lender needs before anything is sent.
- Proposal. We write one proposal and send it only to lenders whose stated criteria you meet.
- Lender. We submit it. The lender makes the credit decision.
- Offer. You decide whether to take any offer.
What it costs
No upfront fee. A fee of 1% of the funding you take, payable on completion. The lender may also pay us a commission, which varies by lender.
46°17′ N, 6°10′ E
Questions owners ask
Are you a lender?
No. Versoix is a commercial finance broker. We are not a lender.
Can you promise approval, a rate or a date?
No. The lender makes the credit decision and sets its own rate and terms. Anyone promising those before a lender has seen your accounts is guessing.
We're a sole trader. Can you help?
Not at the moment. We only arrange finance for UK limited companies and LLPs.
Are you regulated by the FCA?
No. Arranging finance for limited companies and LLPs is not regulated by the Financial Conduct Authority, so Versoix is not FCA-authorised. The lender makes the credit decision.
Get your documents ready
Each checklist lists what lenders usually ask for in your sector. You can download it without giving us any details.
- Haulage and logisticsView the checklistDownload the checklist (PDF)
- Construction subcontractorsView the checklistDownload the checklist (PDF)
- Health and social careView the checklistDownload the checklist (PDF)
Talk to us about funding
Tell us what you need, then find your company. We check it at Companies House before anything goes further, and we reply within 24 hours.
We don't ask for bank statements, home addresses or dates of birth here.
Need funding? Start with a conversation.
We read every enquiry and reply within 24 hours. If it won't fit, we'll tell you.